Loan Modification

For homeowners who want to remain in their home it is important to begin negotiations with your mortgage servicer as soon as possible. For homeowners who are already in foreclosure, most often a loan modification is the best option. Even if you have been denied before or if you defaulted on a previous loan modification you may be approved by your servicer. Through our HOAP Program you will have access to an experienced law firm to advise you, handle your loan modification and negotiate the best terms for you. All services are covered by the program, and you will not pay any fees, legal or otherwise. In addition, you may qualify for other home retention options.
For more information or to speak with a Homeowner Advocate, call 800-883-4140, text 631-759-5511 or click here to email us: Contact. is not a non-profit organization or affiliated with any government agency. Information contained herein is subject to change without notice. Results vary. No promise or guarantee is given or implied. is a New York State Licensed Real Estate Brokerage located at 201 Old Country Road, Suite 180B Melville NY 11747. For more information about the company visit
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