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I applied for a loan modification and haven’t heard from anyone. When should I start to worry?

I applied for a loan modification and haven’t heard from anyone. When should I start to worry?


Now! In most instances, when you apply for a loan modification the mortgage holder continues the foreclosure action. That’s why it’s even more important to have a Homeowner Advocacy Meeting with your dedicated Homeowner Advocate. You must be “in the know” and up to date on where you are in both the modification and the foreclosure processes. The processes are independent of each other and therefore both must be monitored. Too many Homeowners lose their properties while waiting for a loan modification to come through.


Speak directly with the Homeowner Advocate assigned to your property. Your Homeowner Advocate can get you access to critical resources and assistance including monetary and other options specific to your property. The program is privately funded and provided at no cost to participating New York Homeowners.

  • Click Here to speak with a Homeowner Advocate, 800-883-4140
  • Click on the Chat icon below to connect with a Homeowner Advocate

This is for information purposes only. Subject to change without notice. It is not to be construed or relied upon as legal or accounting advice. Please click here for our complete disclaimer, https://rebuildny.com/disclaimer/

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